西藏野生动物肇事补偿实施现状、存在问题以及对策

Implementation Status-Quo,Existing Problems and Countermeasures of Wildlife Accident Insurance in Tibet

自2006年西藏建立野生动物肇事补偿以来,经过10多年的探索与实践,西藏野生动物肇事补偿实现了跨越式发展,逐步建立了"政府引导,市场运作"的商业保险机制,野生动物肇事风险管理体系进一步得到完善,保障了藏区群众利益。分析目前西藏野生动物肇事保险发展在制度制定、赔偿标准、肇事评估体系和管理方面存在的问题,并且有针对性地提出了相关对策,以期为我国其他地区野生动物肇事保险工作开展提供启示和参考。

Since the establishment of wildlife accident compensation in Tibet in 2006,after more than 10 years of exploration and practice,Tibet’s wildlife accident compensation had achieved leapfrog development,gradually established a"government guidance and market operation"commercial insurance mechanism,further improved the risk management system of wildlife accidents,and protected the interests of the Tibetan people.This paper analyzed the currently existing problems on policy formulation,compensation standard,accident assessment system and management,etc.about the development of wildlife accident insurance in Tibet,and put forward pertinently relevant countermeasures in order to provide enlightenment and reference for the development of wildlife accident insurance in other regions of China.