电子票据适用现行票据法律制度的困境及完善思路

The Dilemma and Perfection of Electronic Bill Applicable to Current Negotiable Instrument Law

电子票据作为商业贸易和大数据时代的应然产物,具有重大的商业价值及发展前景,但电子票据适用现行法仍有着法律地位缺失、签章效力未定等困境,这将在一定程度上束缚我国电子票据的发展。通过比较法对比分析研究,据此认为电子票据的法律地位应于《票据法》中加以明晰,具体方式可通过新增电子票据一章予以落实。另外,可以通过目的性扩大解释的方法,将电子盖章纳入《票据法》签章的范围,为电子票据的积极发展提供法律上的支撑。

As a natural product of commercial trade and the era of big data,the electronic bill has great commercial values and development potentials.However,the electronic bills applicable to the current law still have some difficulties such as the lack of legal status and uncertain validity of signatures and seals.It will,to some extent,restrict the development of electronic bills of our country.Through comparative analysis and study,the author thinks that the legal status of electronic bills should be made clear in“The Law of Negotiable Instruments”by adding a chapter of electronic bills.In addition,the electronic seal can be included in the scope of the current law by means of expanding the interpretation,which can provide the legal support for the positive development of electronic bills.