新中国成立以来淮河流域金融业服务农业经济发展初探

The Relationship between Financial Industry and Agricultural Economic Development in the Huaihe River Basin Since 1949

新中国成立以来,淮河流域各地市的金融政策与农业经济的发展息息相关。1949年后单一的“大一统”的国家银行体系难以对农业发展全面覆盖,但农业集体经济还是获得一定益处。尤其是改革开放后,国营农业企业贷款、农业集体贷款、乡镇企业贷款、农村工商业贷款、农村个体贷款、农业综合开发贷款等与农业金融贷款紧密相关,对促进农村各业的发展至关重要。在这个过程中也有多次反复。

Since 1949,the financial policies in Huaihe River Basin had been closely related to the development of agricultural economy.After 1949,a single“unified”national banking system could hardly covered the development of agriculture in an all-round way,but the collective economy of agriculture had gained some benefits.Especially,state-owned agricultural enterprises loans,agricultural collective loans,township enterprises loans,rural industrial and commercial loans,rural individual loans,agricultural comprehensive development loans and other loans were closely related to agricultural financial loans after the reform and opening up,which were essential to promote the development of all sectors of agriculture.There were many turbulence in these process.