区块链技术驱动下供应链金融未来发展研究

Feasibility Study on the Development of Supply Chain Finance under the Support of Blockchain Technology

区块链技术的不断发展对促进破解供应链金融发展瓶颈提供了重要的技术支撑,同时也改变了现有的信用模式。区块链去中心化、去信任化、可追溯和不可篡改等特点将供应链金融的发展推向了新的高度。区块链技术为供应链金融"信息孤岛"问题提供了解决办法,能够有效拉长供应链金融服务的链条,从而提高全链条交易效率。区块链技术是对信用价值的重新挖掘和应用,是管理供应链融资风险的良好技术方案,但同时也是一把"双刃剑"。区块链并非是对现有金融运行逻辑的颠覆,而仅仅是形成一场变革的催化机制。

The continuous development of blockchain technology provides an important technical support for the supply chain finance to break the development bottleneck,and also changes the existing credit model.The characteristics of blockchain,such as decentralization,de-trust,traceability and unforgeability,push the development of supply chain finance to a new height.Blockchain technology provides a kind of solution to the problem of"information island"in supply chain finance,which can effectively lengthen the chain of supply chain financial services and improve the transaction efficiency of the whole chain.Blockchain technology is the remining and application of credit value,and it is a good technical scheme to manage the financing risk of supply chain as well as being a double-edged sword.The blockchain is not the subversion of the existing financial operation logic,but merely forms a catalytic mechanism for a change.