建立健全政策性农业信贷融资担保体系的探索与思考——基于四川省的探索与实践

Exploration And Reflection on The Establishment And Improvement of Policy Oriented Agricultural Credit Financing Guarantee System——Based on the exploration and practice of Sichuan Province

发展政策性农业信贷担保,对推动“三农”发展具有十分重要的意义。当前,在国家建立政策性农业信贷体系政策背景下,各省结合自身实际,不断探索适合自己的体系建设路径。本文对建立农业信贷融资担保体系的背景、意义及作用,全国农业信贷担保体系建设现状进行了分析,提出四川省农业信贷担保体系建设的创新探索。

The development of policy oriented agricultural credit guarantee is of great significance to promote the development of"agriculture,rural areas and farmers".At present,under the background of the establishment of policy oriented agricultural credit system by the state,each province combines its own reality and constantly explores its own system construction path.In contrast,Sichuan practice has obvious comparative advantages,and has realized the innovation in organizational structure,risk management and operation mechanism.These innovations also provide beneficial reference for other parts of the country to a large extent,and condense the value experience of the construction of national policy agricultural credit guarantee system。