基于金融生态视角的我国村镇银行发展对策

Development Countermeasures of Rural Banks in China from the Perspective of Financial Ecology

村镇银行作为农村金融生态系统的核心主体,其对推动乡村振兴战略实施具有重要的作用。本文首先厘清村镇银行与农村金融生态的关系,其次分析我国村镇银行发展现状及利用SWOT模型对其未来发展进行分析,在总结国内外实践成功案例经验的基础上,从金融生态层面提出我国村镇银行发展对策。

As the core body of rural financial ecosystem,rural banks play an important role in promoting the implementation of Rural Revitalization Strategy.Firstly,this paper clarifies the relationship between rural banks and rural financial ecology.Secondly,it analyzes the development status of rural banks in China and analyzes its future development by using SWOT model.On the basis of summarizing the successful cases at home and abroad,this paper puts forward the development countermeasures of rural banks in China from the perspective of financial ecology.