财商教育初探

The Primary Study of Financial Intelligence Education

财商教育是一种以社会财富为研究对象,引导人们如何正确认识财富、获得财富和管理财富的过程。青年财商状况直接影响到国家核心竞争力和世界影响力,加强青年财商教育显得尤为重要。从国际比较看,越是发达国家,越重视财商教育,相对于欧美发达国家的财商教育,我国的财商教育起步较晚,在各地发展并不均衡,还存在着诸多问题。为了更好的加强青年财商教育,政府、家庭、学校、社会应共同努力,打造“四位一体”的财商教育模式,切实提高青年认识、创造和管理财富的能力。

Financial intelligence education is a process that takes social wealth as the research object and guides people how to correctly recognize,obtain and manage wealth.The financial quotient status of teenagers has a direct influence on the national core competitiveness and world influence,so it is particularly important to strengthen the financial intelligence education of teenagers.From the perspective of international comparison,the more developed countries pay more attention to the financial intelligence education.Compared with developed countries such as Europe and the United States,China's financial intelligence education started relatively later,which development is not balanced in different regions.Therefore,there are many problems existed.In order to better strengthen the financial intelligence education of teenagers,the government,family,school and society should make joint efforts to create a"four in one"financial quotient education mode,and improve the cognization ability of young people so as to create and manage wealth effectively.