人民币国际化对中国境内商业银行的影响和机遇

The Influence and Opportunities of RMB Internationalization on Commercial Banks in China

以人民币国际化为研究背景,剖析其含义和引申名词解释,发展历程。梳理现有宏观影响因素,如“一带一路”、中美贸易争端、英国脱欧、新冠肺炎疫情、油价大跌等五个方面。列举人民币国际化形势下境内商业银行发展现状,分析发展瓶颈障碍和取得的客观成绩。通过对内和对外的影响因素,指出发展机遇和应对策略。

Taking the internationalization of RMB as the research background,this paper analyzes its meaning,extended term explanation,and development process.It sorts out existing macro factors,such as the"Belt and Road",Sino-US trade dispute,Brexit,the COVID-19,and the collapse of oil prices.It lists the development status of domestic commercial banks under the situation of RMB internationalization,analyzes development bottlenecks and objective achievements.Through internal and external influencing factors,it points out development opportunities and coping strategies.