农产品价格风险管理“保险+期货”模式研究

A Study on“Insurance+Futures”Mode of Agricultural Product Price Risk Management

从2016年到2020年,“保险+期货”已连续5年写入中央一号文件,为该模式的推广提供了有力的政策支持。该模式是对传统农业保险的创新,将传统保险方式难以承保的风险进行有效地转移和分散,是一项技术进步。本文基于该模式的发展现状,对“保险+期货”的理论机制和实践中的问题进行分析,并提出相关建议。

From 2016 to 2020,“insurance+futures”has been written into the No.1 document of the Central Government for five consecutive years,providing strong policy support for the promotion of this project model.This model is an innovation of traditional agricultural insurance,effectively transferring and dispersing the risks that traditional insurance methods are difficult to underwrite,which is a technological advancement.Based on the development status of this model,this paper analyzes the theoretical mechanism and practical problems of"insurance+futures"and puts forward relevant suggestions.