信用修复制度法治化标准的构建研究——基于对信用修复地方法规的实证分析

Research on the Construction of Legal Standard of Credit Repair System ——An Empirical Analysis of Local Regulations on Credit Repair

目前,我国信用体系建设侧重于失信惩戒,惩戒成"联合""高压"态势,甚至出现了失信和惩戒无关联的连坐情况,如影响失信人的子女教育和工作等。信用修复机制作为失信惩戒的退出机制,给了失信者改过自新的机会。但是,我国信用修复起步较晚,虽然形成了一些规则,但是各地、各行业之间没有统一的标准。不同地区对同一失信行为的修复条件、修复程序可能存在不同的规定,致使信用修复工作出现乱象,有违公平原则。因此,亟需在对现有信用修复地方法规进行实证分析、归纳、总结的基础上,对信用修复的对象、条件、程序进行基本统一,以确保信用修复机制的统一性和确定性。

At present,China’s credit system construction focuses on the punishment of dishonesty,which has become a trend of"combination"and"high pressure",and even there is a situation that there is no relationship between dishonesty and punishment,such as affecting the education and work of the children of dishonest people.As an exit mechanism of punishment for dishonesty,credit repair mechanism gives the dishonest a chance to reform.However,China’s credit repair started relatively late.Although some rules have been formed,there is no unified standard among different regions and industries.Different regions may have different regulations on the repair conditions and procedures of the same dishonest behavior,which leads to chaos in the credit repair work and violates the principle of fairness.This paper starts with the object of credit repair,defines the meaning of credit repair,and points out its relationship with objection handling.Based on the empirical analysis of the local laws and regulations on credit restoration,this paper summarizes the existing local credit legislation on the credit repair conditions,procedures and existing problems,and puts forward some views.