智慧信贷助力中小微企业复工复产

Smart Credit will Help Smes Resume Work and Production

近年来,我国经济快速发展并已实现平稳增长,中小微企业也面临着良好的发展机遇。但是积病已久的中小微企业融资难、融资贵、融资慢问题依然严重,阻碍了中小微企业的健康、持久发展,进而影响到我国国民生产总值的提升。同时,国际新冠肺炎疫情加重了原本下行的经济压力,许多中小微企业更是面临巨大的资金压力,复工复产成了艰难的挑战。分析中小微企业的融资困境,结合互联网与大数据技术探讨纾困策略,以期助力中小微企业顺利复工复产。

In recent years,the rapid development of China’s economy to a steady growth,small and micro enterprises have also been a good opportunity for development.However,the problems of difficult,expensive and slow financing of smes,which have been plagued by chronic diseases,are still serious,hindering the healthy and sustainable development of smes and further affecting the improvement of China’s GDP national product.Since the beginning of this year,the international COVID-19 epidemic has aggravated the downward economic recession,and many small,medium and micro enterprises are facing great financial pressure,making it a difficult challenge to resume work and production.This paper analyzes the financing difficulties of small,medium and micro enterprises,and discusses the rescue strategies based on the Internet and big data technology,hoping to help small,medium and micro enterprises to resume work and production smoothly.