金融集聚对我国经济增长的影响

The Influence of Financial Agglomeration on Economic Growth in China

当前我国经济发展已步入"新常态",在新一轮的经济增长过程中,金融集聚作为经济增长的新引擎,在推动实体经济的建设与发展中起到了举足轻重的作用.目前,我国东部地区的金融集聚水平较高,且对经济增长的促进作用亦较为明显;而中西部地区的金融集聚水平则相对不高,对经济增长的带动作用不强.此外,以技术创新作为门限变量可以发现,金融集聚与区域经济增长之间存在明显的非线性关系,且各地区的这种非线性关系存在显著的异质性.因此,我国要通过金融集聚推进区域经济增长,就必须强化区域间的金融合作,构建多层次金融中心,加大金融创新力度,实现金融集聚与区域经济的协调发展.

At present,the economic development has entered a new normal in China.In the new round of economic growth,financial agglomeration,as a new engine of economic growth,plays a pivotal role in promoting the construction and development of the real economy.The level of financial agglomeration in eastern China is relatively high,and its promotion effect on economic growth is also obvious.However,the level of financial agglomeration in central and western regions is relatively low,which has no significant effect on economic growth.In addition,when the technological innovation is considered as threshold variable,it is found that there is an obvious nonlinear relationship between financial agglomeration and regional economic growth,and this non-linear relationship between regions is significantly heterogeneous.Therefore,in order to promote regional economic growth through financial agglomeration,it is necessary to strengthen interregional financial cooperation and build multi-level financial centers.In addition,it is important to increase financial innovation and achieve the coordinated development of financial agglomeration and regional economy.