农村信贷供给对乡村振兴的影响研究——基于山东80个县级行政区的证据

Research on the Impact of Rural Credit Supply on Rural Revitalization——Based on the Evidence of 80 County Regions of Shandong Province

在对山东省80个县级行政区的乡村振兴发展水平进行测度的基础上,利用面板回归方法实证检验农村信贷供给对乡村振兴的影响效应。研究结果表明:近年山东省县域乡村振兴发展水平上升明显,但发展仍不均衡;山东省第一产业贷款对乡村振兴的促进作用不明显,且存在一定的区域差异。应加大金融对农村的信贷支持力度、完善农村金融供给体系、提高农村金融效率和大力发展普惠金融,进而促进金融服务乡村振兴。

On the basis of the measurement of the development level of rural revitalization of 80 county regions in Shandong province,the effect of rural credit supply on rural revitalization is empirically tested by the means of the panel regression method.It is found that the level of rural revitalization of Shandong province has increased significantly recently,but the development is still unbalanced.The effect of first industry loan on rural revitalization is not obvious,and there are certain regional differences.Therefore,it is necessary to increase the financial support for rural credit,improve the rural financial supply system and rural financial efficiency,actively develop inclusive finance,so as to promote financial services for rural revitalization.