金融管理对中小饲料企业融资难的影响及解决

The influence of financial management on the financing difficulties of small and medium feed enterprises and their solutions

我国饲料行业已从发展的快速增长期步入成熟期。当前,饲料企业数量众多,分布广泛,但不少饲料企业规模较小,市场竞争力弱,急需进行转型升级。由于中小饲料企业信用评级低,经营风险大,且资产抵押物少,导致企业融资渠道较为狭窄,融资成本高。融资难的问题已经成为了制约饲料企业发展、扩大企业规模、提升企业技术水平的瓶颈。金融管理作为提升企业管理水平、优化金融管理的重要手段,对帮助或解决中小饲料企业融资难有一定的效果。因此,本文以中小饲料企业融资难问题为切入点,通过分析金融管理对融资难的影响,归纳总结出当前中小饲料企业金融管理的问题和解决对策,为饲料行业转型升级提供理论参考。

Our country’s feed industry has moved from a period of rapid growth to a mature period.At present,there are a large number of feed companies and they are widely distributed.However,many feed companies are small in scale and weak in market competitiveness,and urgent need for transformation and upgrading.Due to the low credit rating of small and medium feed companies,high operating risks,and few asset collaterals,the financing channels for companies are relatively narrow and financing costs are high.The problem of financing difficulties has become a bottleneck restricting the development of feed enterprises,expanding their scale,and improving their technological level.Financial management,as an important means to improve corporate management and optimize financial management,has a certain effect on helping or solving the financing difficulties of small and medium feed companies.Therefore,this article took the financing difficulties of small and medium feed companies as the starting point,analyzed the impact of financial management on financing difficulties,and summarized the current financial management problems of small and medium-sized enterprises and their solutions to provide theoretical references for the transformation and upgrading of the feed industry.