浅谈银行业金融科技发展问题

Discussion on the Development Problems of Financial Technology in the Banking Industry

金融科技是现阶段银行发展过程中必须重视的关键要点。在新时代,各家银行必须紧紧抓住科技发展机遇,特别是针对一些中小型银行来说,其金融科技的发展和进步意味着其能够在现阶段激烈的竞争中取得优势。论文针对金融科技进行探讨,分析银行业金融科技现阶段的发展问题,结合实际情况提出银行业金融科技的发展对策,以期为银行业后续发展提供参考。

Financial technology is a key point that banks must pay attention to in the process of development at the current stage.In the new era,all banks must grasp the opportunities of technological development,especially for some small and medium-sized banks,the development and progress of their financial technology means that they can gain advantages in the current stage of fierce competition.The paper discusses financial technology,analyzes the development problems of financial technology in the banking industry at the current stage,and proposes development countermeasures for the financial technology in the banking industry in light of the actual situation,so as to provide reference for the subsequent development of the banking industry.