后疫情时代小微企业复工复产财务纾困研究

Small and Micro Enterprises’Returning to Work Resumption and Financial Rescue Strategy in Post-epidemic Period

新冠肺炎疫情对我国经济社会的发展带来了较大冲击,尤其对处于经济链条上薄弱环节的小微企业考验更为严峻。当前国内疫情的防控工作已取得一定成效,复工复产工作刻不容缓,但通过调查发现小微企业复工复产面临着较大困难,其中资金链断裂和融资难的问题最为突出,因此需金融机构应加大支持力度,创新金融产品,调整传统的信贷思维模式,多元化地支持小微企业复工复产。

the novel corona-virus pneumonia has brought great impact on the economic and social development of China,At present,the prevention and control of domestic epidemic situation has achieved certain results,and it is urgent to resume production.However,through investigation,it is found that small and micro enterprises are faced with great difficulties in resuming production,especially the problems of capital chain fracture and financing difficulties.Therefore,financial institutions should increase support,innovate financial products,and support small and micro enterprises to resume production in a diversified way.