传统慈善组织中的现代保险意识——岭南“长生会”百年兴衰及研究现状

Modern Insurance Consciousness in Traditional Charitable Organization: The Hundred-year Rise and Fall of Lingnan Changsheng Association and the Current Research Status

长生会起源于晚清,盛行于民国,是岭南地区重要的民间社团组织。其宗旨是助丧,资金源自会费、捐赠、祖产和投资收益。它以血缘、地缘、行业为纽带而形成三种类型,在组织架构、管理运营等方面呈现封闭性特征,又具有慈善与保险性质,是中国本土慈善事业的一个总结,开现代保险业务先声。岭南长生会是传统合会的发展,亦受到西方保险思想之影响,体现了商品经济大潮中岭南人的现代价值观。因为资料逸散、文献稀少,目前对长生会的研究还处于起步阶段。

Changsheng Association, an important civil society organizations in the region of Lingnan, was originated in the late Qing Dynasty and was prevailed in the Republic of China. Its purpose was to help people get buried. It was financed by membership dues, donations, ancestral property and investment returns. It had formed three types of organization by blood, geography, and industry. It was closed in organizational structure, management operations and so on;it also had the nature of charity and insurance. It not only reflected the development of Chinese local philanthropy, but also opened the business of modern insurance. Lingnan Changsheng Association was the development of traditional associations, also influenced by western insurance thoughts, which embodied the modern values of Lingnan people in the tide of commodity economy. For the scattered data and scarce literature, the current research on Changsheng Association is still in its infancy.