探索有中国特色的金融服务养老路径

Explore the Path of Financial Services for the Elderlywith Chinese Characteristics

走有中国特色的金融服务养老路径,是基于中国人口老龄化问题突出与金融欠发达的现状,既要遵循金融服务养老的国际惯例,又要结合中国人口老龄化所带来的养老实际。当前需要努力维持金融服务养老的良好运行,建立适合中国国情的金融服务养老监管机构,充分发挥金融审计对金融服务养老的监督作用,通过加强金融服务养老的预期管理来引导和调节,建立与完善更加公平和可持续发展的金融服务养老制度。

Taking the path of financial services for the elderly with Chinese characteristics is based on the prominent problem of China’s population aging and the fact that the financial sector is underdeveloped.It is necessary to follow the international practice of financial services for the elderly and to combine the reality of elderly care brought about by the aging of the Chinese population.Efforts to maintain the sound operation of financial services for the elderly,establish a financial services pension regulatory agency suitable for China's national conditions,give full play to the supervisory role of financial audits on financial services for the elderly,guide and regulate by strengthening the expected management of financial services for the elderly,establish and improve a more fair financial service pension system with sustainable development.