P2P网贷经济犯罪案件追赃挽损机制研究

Research on the Asset Recovery Mechanism of P2P Online Loan Economic Crime Cases

P2P网贷行业目前已成为我国经济犯罪的高发地带。现阶段,追赃挽损是侦办P2P网贷经济犯罪案件的一大难题,存在追赃机制不畅、监督效能缺位、办案机关漠视、部门协作机制不完善及受害人相关知识匮乏等问题。面对困境,有必要通过多维度破除P2P网贷经济犯罪案件追赃挽损工作瓶颈,提升投资人的风险防控意识,提高办案人员专业素质,加强公安机关内部监督及外部监督,督促各部门协作,形成全国一盘棋的追赃格局。

P2P network lending industry has become a high incidence of economic crime in China.At the present stage,recovery of stolen goods and recovery of losses is a major problem in the investigation of P2P network loan economic crime cases.There are some problems,such as poor recovery mechanism,lack of supervision effectiveness,indifference of case-handling organs,imperfect coordination mechanism of departments and lack of victims’relevant knowledge.In the face of difficulties,it is necessary to break the bottleneck of recovery and recovery of stolen goods in the economic crime cases of P2P network loans through multi-dimensions:enhancing the awareness of risk prevention and control of investors;improving the professional quality of the case handling personnel;strengthening the internal and external supervision of the Public Security Bureau;urging all departments to cooperate and form a national chess game for recovery of stolen goods.