网络洗钱犯罪刑事规制对策研究

Research on the Countermeasures of Criminal Regulation of Internet Money Laundering Crime

近年来,金融创新背景下虚拟货币等金融产品迅猛发展,在普惠民众的同时也被犯罪分子反向利用,沦为网络洗钱犯罪工具,加剧了洗钱犯罪的隐蔽性。目前洗钱犯罪查处主要存在线索发现、证据收集、人员认定和境外打击等难点。司法人员须充分发挥大数据、区块链、人工智能等信息技术的作用,完善第三方支付监管措施、建立统一协调的洗钱犯罪案件大区域管辖制度等体制机制,破解当下我国反洗钱刑事司法工作被动局面。

In recent years,under the background of financial innovation,virtual currency and other financial products have developed rapidly.While benefiting the public,they have also been used by criminals in reverse.They have become tools of Internet money laundering,which aggravates the concealment of money laundering.At present,there are some difficulties in the investigation of money laundering crime,such as clue discovery,evidence collection,personnel identification and overseas attack.Judicial personnel should give full play to the role of big data,block-chain,artificial intelligence and other information technology,improve the third-party payment supervision measures,and establish a unified and coordinated regional jurisdiction system of money laundering crime cases and other institutional mechanisms,so as to break the current passive situation of China's anti money laundering criminal justice work.