基于DEA模型的吉林农业保险财政补贴效率分析

Efficiency Analysis of Financial Subsidy of Agricultural Insurance in Jilin Province Based on DEA Model

中国从践行农险财政补贴政策至今成果颇丰,农业保险保费补贴资金效益问题日益受到关注。以吉林省为例,基于2014—2017年面板数据,采用DEA方法,选取补贴总额、补贴比例、保费收入、保险密度及保险深度作为投入产出指标,通过DEAP 2.1软件测定吉林省8个地级市及1个自治州的农险保费补贴效率。结果显示,吉林省整体农险财政补贴效率偏低,各地区间差异明显,绝大多数补贴无效地区处于规模报酬递减状态。未来,可从实行差异化补贴、进行农业保险产品创新等方面提高补贴资金使用效率。

China has achieved fruitful results since the implementation of the agricultural insurance financial subsidy policy,and the issue of agricultural insurance premium subsidy funds has attracted increasing attention.Taking Jilin province as an example,based on panel data from 2014 to 2017,using DEA method,the efficiency of agricultural insurance premium subsidies in eight prefecture-level cities and one autonomous prefecture in Jilin province was determined by selecting total subsidies,subsidy ratio,premium income,insurance density and insurance depth as input-output indicators.The results showed that the overall efficiency of financial subsidy for agricultural insurance in Jilin province is low,there are obvious differences in different regions,and most regions with invalid subsidies are in a state of diminishing marginal returns.In the future,the efficiency of subsidies use can be improved from carrying out differentiated subsidies and innovating agricultural insurance products.