冒用他人信用卡行为的刑法定性分析

An Analysis of the Criminal Law of the Act of Using Others' Credit Cards

按照我国《刑法》第一百九十六条的规定,盗窃信用卡并使用的按照我国刑法对盗窃罪的有关规定进行惩罚,这属于法律拟制,能否构成盗窃罪应当有更为严格的标准。随着信用卡虚拟化日益盛行的趋势,窃取信用卡信息资料并使用逐渐将替代盗窃实体信用卡并使用的情形。盗窃信用卡并使用定盗窃罪应当符合其订立之初的意义,该规定与相关司法解释存在冲突需要对其进行界定或者重新解读,若继续盲目适用必定会产生诸多问题。在现行刑法尚未修订该条款的情况下,应与相关司法解释之规定进行区分,从而明确认定盗窃罪与信用卡诈骗罪的界限。

According to the provisions of Article 196 of my country's"Criminal Law",theft of credit cards and their use shall be punished in accordance with the relevant provisions of my country's Criminal Law for theft.This is a legal fiction,and whether it constitutes theft should be more stringent.Standards.With the increasingly prevalent trend of credit card virtualization,stealing credit card information and using it will gradually replace the situation of stealing and using physical credit cards.The theft of credit cards and the use of the crime of theft should be consistent with the original meaning of its establishment.There is a conflict between this provision and the relevant judicial interpretation and it needs to be defined or reinterpreted.If it continues to be applied blindly,many problems will inevitably arise.In the case that the current criminal law has not revised this clause,it should be distinguished from the provisions of the relevant judicial interpretation,so as to clearly identify the boundary between the crime of theft and the crime of credit card fraud.