财务共享模式下的财务智能化协作系统设计研究

Research on the Design of Financial Intelligence Collaboration System under Financial Sharing Mode

随着人工智能等新技术不断发展,财务共享模式也迎来了新的历史发展纪元。针对建筑企业协作施工财务管理过程中的现状,提出了基于支持向量机的协作施工合同资金支付预警模型和基于BP神经网络的分包商信用信用评价模型,选择7个风险指标并设置三种风险等级,建立6个信用评价指标一级指标和20个二级指标。通过模型训练和测试,结果表明具有明显有效性,显著提高资金风险管控能力和保证信用评价的客观性。

With the continuous development of new technologies such as artificial intelligence,the financial sharing model has also ushered in a new historical development era.In view of the status quo in the financial management process of construction enterprises'collaborative construction,this study proposed a support vector machine-based collaborative construction contract fund payment early warning model and a BP neural network-based subcontractor credit evaluation model,selecting 7 risk indicators and setting them three risk levels,6 credit evaluation indicators,first-level indicators and 20 second-level indicators.Through model training and testing,the results show that it has obvious effectiveness,significantly improves the capital risk management and control ability and guarantees the objectivity of credit evaluation.