摘要
为克服UBI车险定价理论教学中学生在数据认知、处理和建模方面的实践欠缺,运用大数据与虚拟现实技术,开发设计基于驾驶行为的UBI车险定价虚拟仿真实验,为学生提供完整的驾驶风险评估和UBI车险实践平台。学生通过完成驾驶行为数据获取、UBI车险数据处理、风险建模和优化、车险经营模拟4个方面的实验内容,能够将UBI车险定价理论知识应用于实践操作,促进专业理论与实践操作的紧密融合。
In order to overcome the lack of practice in data cognition,processing and modeling in the teaching of UBI auto insurance pricing theory,we use big data and virtual reality technology to develop a virtual simulation experiment of UBI car insurance pricing based on driving behavior.Students complete the four aspects of experimental content:driving behavior data acquisition,UBI auto insurance data processing,risk modeling and optimization,and auto insurance business simulation,to promote the integration of professional theory and practical operation.
作者
刘耘礽
刘禹
任聪
Liu Yunreng;Liu Yu;Ren Cong(Economic Management Experimental Teaching Center,Southwestern University of Finance and Economics,Chengdu,611130,China;School of Insurance,Southwest University of Finance and Economics,Chengdu,611130,China)
出处
《中国现代教育装备》
2021年第7期31-33,36,共4页
China Modern Educational Equipment
基金
西南财经大学虚拟仿真实验教学项目“车联网大数据情境下驾驶者行为虚拟仿真实验”(编号:XF2019ZD03)
西南财经大学研究生教育教学改革专项“虚拟仿真技术在保险精算课程教学中的探索与实践”(编号:2021YJG043)。
关键词
驾驶行为
UBI
虚拟仿真
实验教学
driving behavior
UBI
virtual simulation
experimental teaching
