云南红河地区农业指数保险发展模式研究

指数保险作为一种新型保险产品,经营效益好,能够有效转移农业生产经营风险,提高农业抵御生产经营风险的能力,对云南红河地区农业健康可持续发展具有重要意义。在红河地区实施农业指数保险具有政策支持、市场条件成熟、技术可行、具备完善的运营基础等优势,可以从完善政策、确定保险合约、选择试点、全面推开的路径组织实施。

as a new type of insurance product,index insurance has a good management benefit,can effectively transfer the risk of agricultural production and management,and improve the ability of agriculture to resist the risk of pro-duction and management,which is of great significance to the healthy and sustainable development of agriculture.The implementation of agricultural index insurance has the advantages of policy support,mature market condi-tions,feasible technology,and perfect operation foundation.It can be organized and implemented by improving policies,determining insurance contracts,selecting pilot projects,and comprehensively pushing forward.