3Leland, Pyle. 1977. Informational asymmetries, financial structure and financial Inter mediation [ J ]. Journal of Finance: 627 - 663.
4Hildegard Wette. 1983. Collateral and Credit Rationing in Markets with Imperfect Information Note [ J ]. American Economic Review ,73 ( 3 ) :442 - 445.
5Gale Hellwig. 1985. Incentive - Comparable Debt Contracts:the One Period Problem [ J ]. Review of Economic Study, Vol Ⅲ: 647 - 663.
6Robert Merton. 1974. On the Pricing of Corporate Debt : The Risk Structure of Interest Rates [ J ]. Journal of Finance, MTr,29:449 - 470.
7AbhimanDas and Saibal Ghosh. Determinants ofCredit Risk in Indian State-owned Banks: An EmpiricalInvestigation[J]. Munich Personal RePEc Archive, 2007.
8Hackbar th D, Miao J, Morellec E. Capitalstructure, credit risk, and macroeconomic conditions[J]. Journal of Financial Economics, 2006, 82 (3):519-550.
9Danelsson J, Shin H S, Zigrand J P. The impactof risk regulation on price dynamics [J]. Journal ofBanking & Finance, 2004, 28(5):, 1069-1087.
