刍议医患纠纷防范中的医疗责任保险

Discussions on the Influence of Compulsory Medical Liability Insurance on Doctor-patient Disputes

不论何种医疗活动均存在一定的风险性,使得医务人员的正常医疗活动产生较大的风险与挑战,为有效解决上述不良情况,减少因风险所导致的损失,需要采取有效的医疗风险转移机制。医疗保险模式是近年来兴起的一种医疗风险转移机制,通过近年来的实施结果显示,能够在一定程度上减少医患纠纷。论述医疗责任保险的概念和保险在医疗纠纷中的作用,分析医疗责任保险在推行过程中存在的相关不足之处,进而完善医疗责任保险制度的建议。

There exist certain risks in any kind of medical activities,which brings greater risks and chal⁃lenges to the normal medical activities of medical staff.In order to effectively solve the above-mentioned adverse situation and to reduce the loss caused,we need to adopt an effective medical risk transfer mechanism,of which the medical insurance model is an effective one that can reduce the disputes between doctors and patients to some ex⁃tent.This article discusses the concept of medical liability insurance along with its role in solving medical disputes,analyzes the relevant deficiencies in its implementation,and puts forward suggestions for improving the medical lia⁃bility insurance system.