金融控股公司综合经营的理论焦点、分歧及启示

The Comprehensive Operation of Financial Holding Companies

金融控股公司综合经营是决定我国金融机构战略发展方向、金融供给侧结构性改革的关键问题,同时也是提高我国金融机构国际影响力和市场竞争力、完善现代化金融体系、维护我国金融安全稳定的必然要求。在人民银行正式出台《金融控股公司监管试行办法》的背景下,文章对金控公司综合经营的主要争论、重要关系等相关议题进行了回顾与评述,以期为新时期我国金控公司高质量发展提供参考启示。

The comprehensive operation of financial holding companies is critical to the development of our country’s financial institutions and the supply-side structural reforms of the financial sector. It is also critical to improving the competitiveness and international clout of our country’s financial institutions, enhancing the modern financial system and maintaining financial security and stability. This article examines the People’s Bank of China’s "Trial Measures for the Supervision of Financial Holding Companies" and reviews the main debates and important internal relationships in financial holding companies. It seeks to provide a reference for the high-quality development of our country’s financial holding companies in a new era.