中国保险业保险资金运用情况研究分析

Research and Analysis on the Use of Insurance Funds in China's Insurance Industry

近年来,随着中国经济的不断发展,我国保险业实现了飞速发展,同时保险业的保险资金运用情况较之前也有了较大变化。本文从保险资金运用的概念及发展历程出发,首先分析了近几年我国保险资金运用的变化,其次阐述了一些现实存在的问题,最后就如何更好地运用保险资金解决现存问题,提出了一些建议,以供参考。

In recent years,with the continuous development of China's economy,China's insurance industry has achieved rapid development,while the use of insurance funds in the insurance industry has also changed greatly.Starting from the concept and development process of insurance fund utilization,this paper first analyzes the changes of insurance fund utilization in China in recent years,then expounds some existing problems,and fi nally puts forward some suggestions on how to better use insurance fund to solve existing problems for reference.