中国票据市场发展趋势研究——基于票据历史的视角

Research on the Development Trend of China’s Bill Market:From the Perspective of Bill History

随着我国市场经济、金融体系、信用体系的发展与完善,票据功能被不断发掘,全生命周期作用逐步显现,服务实体经济的能力逐渐增强。在当前经济下行压力不断增大和宏观经济政策逆周期调控背景下,票据市场的便利短期融资、提升企业信用、促进区域金融良性发展等功能更加凸显。文章通过回顾票据市场的发展历史,分析我国当前票据市场面临的机遇与挑战,并对票据市场创新和发展方向进行了展望。

With the development and improvement of China’s market economy,financial system and credit system,the functions of bills have been constantly explored.The role of the whole life cycle is gradually emerging,and the ability to serve the real economy is gradually enhanced.Under the background of increasing downward economic pressure and counter-cyclical macro-economic policy regulation,the bill market plays a more prominent role in facilitating short-term financing,improving corporate credit and promoting the benign development of regional finance.By reviewing the development history of the bill market,this paper analyzes the opportunities and challenges faced by the bill market in China,and looks forward to the innovation and development direction of the bill market.