健康保险与健康中国:现状、问题及对策——基于“发展健康保险,助推健康中国”研讨会的思考

Status Quo,Problems and Countermeasures of Health Insurance and Healthy China:Thoughts on the Seminar of“Developing Health Insurance,Boosting Healthy China”

健康是人的基本权利和第一财富,受"健康中国2030"规划深入实施以及新冠病毒肺炎疫情的影响,民众对健康的关注达到了前所未有的高度,健康保险也成为学界和业界关注的焦点话题之一。为呼应社会关切,2020年12月上海立信会计金融学院举办了以"发展健康保险,助推健康中国"为主题的学术研讨会。受与会嘉宾观点与思想的启迪,结合自身的思考,在明确发展健康保险重要意义的基础上,对中国商业健康保险发展现状、存在问题进行了深入分析,并提出了推动健康保险发展的对策建议,以期推动我国健康保险发展,助力"健康中国2030"规划实施。

Health is the basic right and the first wealth of human beings.Affected by the in-depth implementation of"the Healthy China 2030 Plan"and the epidemic situation of COVID-19,people’s attention to health has reached an unprecedented height,and Health insurance has also become one of the focus topics in the academic and industry.In respond to social concerns,in December 2020,Shanghai Lixin University of Accounting and Finance held an academic seminar with the theme of"D eveloping health insurance,booking health China".Inspired by the views and thoughts of the participants,the authors,combined with their own thinking,on the basis of clarifying the significance of developing health insurance,made an in-depth analysis of the current situation and existing problems of the development of China’s commercial health insurance,and put forward targeted countermeasures and suggestions,so as to promote the development of China’s health insurance industry and contribute to the implementation of"the Healthy China 2030"plan.