“创业保险”引入可行性分析——基于杭州人才创业保险试点

Feasibility Analysis of Introducing"Venture Insurance"——Research on the Pilot of Talent Entrepreneurship Insurance in Hangzhou

2019年11月杭州与中国人民财产保险合作推出“人才创业保险”,重点保障高层次人才科研创业项目,主要有科研保、科创E保、创客保。探讨三类创业保险激励效应和存在的项目重复聚集等问题。提出引入该项创业保险中要依据自身情况进行综合评估。

Hangzhou announced the launch of"talent entrepreneurship insurance"in cooperation with the people's property insurance of China,focusing on the protection of high-level talent research and entrepreneurship projects in November 2019,mainly including scientific research insurance,scientific innovation e insurance and maker insurance.The three types of entrepreneurship insurance do not bring completely positive incentive effect,but also produce negative incentive effect,such as repeated aggregation of projects.Finally,whether the provinces and cities can introduce the venture insurance should be evaluated comprehensively according to their own situation.