融资担保公司内部审计思路

Thinking of Internal Audit in Financing Guarantee Companies

近年来,为破解小微企业和“三农”的融资难题,国家高度重视融资担保公司的发展,并且相继出台了一系列支持融资担保机构发展的政策和措施。随着担保行业的快速发展,融资担保公司经营过程中的各类风险随之暴露出来。文章从内部审计的视角出发,针对目前融资担保公司存在的主要风险,从经营的风险性和合规性两个方面探讨了如何进行有效的风险防控,为提升融资担保公司的管理水平提供参考。

In recent years,in order to solve the financing problems of small and micro enterprises and“agriculture,rural areas and farmers”,the state attaches great importance to the development of financing guarantee companies,and has introduced a series of policies and measures to support the development of financing guarantee institutions.With the rapid development of guarantee industry,all kinds of risks in the operation of financing guarantee companies are exposed.From the perspective of internal audit,this paper discusses how to effectively prevent and control risks of financing guarantee companies from two aspects such as operating risk and legal feasibility,so as to provide reference for improving the level of management in financing guarantee companies.