中小城商行在金融科技转型突破上的思考

Thinking on transformation of small and medium size city commercial bank with FinTech

尽管布局落后、投入略显不足,金融科技仍是中小城商行实现业务突破的关键抓手。论文以苏州银行金融科技成功尝试为切入口,思考中小城商行如何通过个性发展、本地战略、合作共享等方式走出一条适合中小城商行的金融科技创新之路。

Despite of backward layout and insufficient resource,FinTech is still the key point of business breakthrough for small and medium size city commercial bank.Based on the successful attempt of Bank of Suzhou,this paper discusses how can small and medium size city commercial bank find out a way of FinTech innovation through personality development,local strategy,cooperation and sharing.