城镇居民层次化养老服务需求影响因素实证分析——基于江苏省常州市的调研

Empirical analysis on the influencing factors of urban residents’ hierarchical pension service demand--Based on a survey of Changzhou, Jiangsu

在老龄化逐渐严重的当下,如何更好地满足居民多层次养老需求以提升居民幸福感成为一个亟待解决的问题。使用有序logit模型研究城镇居民层次化养老服务需求的关键因素,研究发现:初等层次,年龄、城镇职工养老保险与在机关单位可领取退休金和基本生活需求显著负相关;经济情况与其显著正相关。中等层次,小学学历与农村新型养老保险和生活照料需求显著负相关。高等层次,年龄与小学学历和休闲娱乐需求显著负相关;城镇职工养老保险与其显著正相关。

At present,the aging problem is gradually serious.How to satisfy the multi-level pension needs of residents better to improve residents'happiness has become an urgent problem to be solved.The ologit model is used to study the key factors of hierarchical pension service demand of urban residents.It is found that in the primary level,age,pension insurance of urban workers and the pension which can be received in government offices are significantly negatively correlated with basic living demand.There is a significant positive correlation between economic conditions and basic living demand.In the middle level,primary school education and rural new endowment insurance is significantly negative correlation with life care demand.In the higher level,age and primary school education are negatively correlated with leisure demand.The pension insurance of urban workers is significantly positively correlated with the leisure demand.