供应链金融成员利润分配研究--基于预付账款模式

Research on Profit Distribution of Supply Chain Financial Members--Based on Prepayment Model

近年来,随着互联网金融与电子商务的发展,商业银行开始与第三方B2B平台合作,供应链金融逐渐发展起来。文中以基于第三方B2B电商平台的预付账款融资模式为例,分析影响融资联盟成员收益分配的主要因素,并将风险水平、信息透明程度、努力水平、成员投入成本引入Shapley值法模型。构建云重心法-shapley值的利润分配模型,并进行算例分析。算例分析结果表明修正后的shapley值模型考虑了影响利润分配的主要因素,能够对供应链金融成员的利润进行合理的分配,促进了融资联盟各参与主体的积极合作,使供应链的运作更加高效与协调。

In recent years,with the development of Internet Finance and e-commerce,commercial banks began to cooperate with the third-party B2B platform,and online supply chain finance began to develop.Taking the prepayment financing model based on the third-party B2B e-commerce platform as an example,this paper analyzes the main factors that affect the income distribution of the members of the financing alliance,and introduces the risk level,information asymmetry degree,effort level and investment cost into the Shapley value method model.A profit distribution model based on cloud barycenter method Shapley value is constructed,and an example is analyzed.The results of example analysis show that the modified Shapley value model considers the main factors affecting the profit distribution,can reasonably distribute the profits of the alliance,promote the active cooperation of the participants in the financing alliance,and make the operation of the supply chain more efficient and coordinated.