基于可持续供应链金融的信用风险评估指标体系

Credit Risk Evaluation Index System Based on Sustainable Supply Chain Finance

供应链金融的到来给传统金融服务机构带来了新的利润增长,但是随着供应链金融的发展,信用风险不确定问题也成为了制约供应链金融发展的一大障碍。而将可持续发展理念与供应链金融相结合的可持续供应链金融的提出,在促进供应链可持续发展的同时也能够有效地缓解这一问题。因此文中从可持续供应链金融的角度建立信用风险评估体系,目的是为了以供应链金融可持续发展能力来衡量融资企业的履约能力,以此来评估融资企业的信用风险。

The advent of supply chain finance has brought new profit growth to traditional financial service institutions.However,with the development of supply chain finance,the uncertainty of credit risk has become a major obstacle which restricts the development of supply chain finance.The proposal of sustainable supply chain finance which combines the concept of sustainable development with supply chain finance can effectively alleviate this problem while promote the sustainable development of supply chain.Therefore,this paper establishes the credit risk evaluation system from the perspective of sustainable supply chain finance,with the purpose of measuring the performance ability of financing enterprises by the sustainable development ability of supply chain finance,so as to evaluate the credit risk of financing enterprises.