互联网金融对商业银行盈利能力影响研究被引量：1

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摘要 “互联网+金融”的新模式侵蚀了商业银行的贷款利息和支付结算的利益。我国银行存款增长速度从2014年起逐渐走低,截止到2019年,一小部分商业银行存款出现负增长的现象,利差收益逐渐下降。利用金融学相关理论知识得到影响机理;将机理分析相关变量应用到多元线性模型中,进行实证分析;得到互联网金融水平越高,商业银行盈利能力就越弱。

作者兰腾飞

机构地区杭州师范大学

出处《全国流通经济》 2021年第11期148-150,共3页 China Circulation Economy

关键词互联网金融商业银行盈利能力

分类号 F231 [经济管理—会计学]

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参考文献2

1叶欣,郭建伟,冯宗宪.垄断到竞争:中国商业银行业市场结构的变迁[J].金融研究,2001(11):79-85. 被引量：51
2姚勇,董利.中国商业银行盈利分析[J].南开经济研究,2005(2):72-78. 被引量：36

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