农村金融发展问题与解决路径初探

Exploration of Rural Finance Development Problems and Solutions

为促进农村金融发展,解决其中存在的问题,切实提升农民收入,结合农村金融发展情况,分析了农村金融发展的重要意义,指出农村金融发展存在的问题:农村地区金融机构缺乏创新性,金融体系不完善,缺乏足够的金融资金。提出农村金融发展途径:创新农村金融机构,完善农村金融体系,设置农村金融发展专项基金,以扩大农村金融服务范围,提高农村经济水平,支持农村金融深入发展。

In order to promote the rural finance development,solve the problems,actually promote the income of farmers,and combine with the development situation of rural finance,the research analyzes the important significance of rural finance development,points out the problems of rural finance development,i.e.lack of rural finance institution creativity,imperfect finance system,and lack of sufficient finance fund.Rural finance development pathway is proposed,i.e.to create rural finance institution,perfect rural finance system,and set the special fund of rural finance development,in order to enlarge rural finance service scope,promote rural economic level,and support the deep development of rural finance.