校企双联动,解决大学生资金供需错配问题

School-Enterprise Cooperation to Jointly Promote the Solution of the Mismatch Between the Supply and Demand of College Students’Funds

大学生正常的消费和借款需求应该被正视,学校作为教育和管理学生的一方,在教育上,应该在培养学生正常消费观的同时加强对学生金融、财务等相关知识的教育;另外,还应该积采取相应措施促使大学生正常的贷款需求得到满足,重视校园大数据的使用,增强行政管理人员的职能,促进学校与银行等金融企业的合作。银行等金融机构也应当积极承担社会责任,建立与学校的联系、合作,帮助大学生满足借贷需求的同时,也有助于提升企业形象。

The normal consumption and borrowing needs of college students should be taken squarely.The school should cultivate students’normal consumption concept,and at the same time,strengthen the education of students’financial knowledge;in addition,the school should also promote the satisfaction of college students’loan needs,pay attention to the use of campus big data,enhance the functions of administrative staff and promote cooperation between schools and banks and other financial enterprises.Banks and other financial institutions should also actively assume social responsibilities,establish connections and cooperation with schools,and help college students meet their borrowing needs while also contributing to the improvement of corporate image.