P2P网络借贷法律关系中存在的问题与规制

Problems and Regulations in Legal Relations of Peer-to-Peer Network Lending

P2P由于发展时间短,经验不足,陆续出现一些行业风险与问题。从我国司法实务中P2P网络借贷案件着手,分析其在司法实务中可能出现的法律关系,进而总结出各个法律关系中所存在的问题和风险,再结合司法实务提出规制措施,以期促进网络借贷的规范运营。

Abstratcs: Due to the short development time and inexperience of P2 P, some industry risks and problems appear one after another. Starting from the case of"P2 P network lending"in China’s judicial practices, this paper analyzes the legal relations that may appear in the judicial practices, and then finds out the problems and risks existing in each legal relation. Combined with judicial practices, this paper also puts forward regulatory measures in order to promote the standardized operation of network lending.