我国农村金融服务创新研究

Research on Rural Financial Service Innovation in China

农村金融发展问题是我国三农工作不断推进过程中面临的重要问题,也是实现我国乡村振兴战略的最主要影响因素,所以农村金融服务模式的创新越来越受到政府机构的关注。但在实际发展过程中,农村金融服务模式虽然发展速度比较快,但信用和风险问题也变得越来越突出,所以农村金融服务模式的创新还需要进一步完善和强化,构建更加完善而且科学的金融服务工作体系,满足农村经济发展过程中所提出的更加多样化金融需求。

Rural financial development is an important problem in the continuous advancement of China's agriculture,rural areas and farmers,as well as the most important influencing factor to realize China's rural revitalization strategy.Therefore,the innovation of rural financial service mode has been paid more and more attention by government agencies.But in the actual development process,although the development speed of the rural financial service mode is faster,but credit and risk problem has become more and more prominent,so the innovation of rural financial service mode needs to be further improved and strengthened,and a more perfect and scientific financial service work system should be constructed to meet the more diversified financial needs proposed in the process of rural economic development.