我国城乡居民基本养老保险基金利用效率及其影响因素分析--基于DEA-Tobit模型

Analysis on the Utilization Efficiency and Influencing Factors of Basic Endowment Insurance Funds for Urban and Rural Residents in China:Based on DEA-Tobit Model

选取中国大陆地区的31个省级行政区2013-2019年的城乡居民基本养老保险数据,运用DEA-Tobit模型对我国城乡居民基本养老保险基金利用的效率进行评价。结果表明:我国城乡居民基本养老保险基金利用效率整体不高,但受技术进步影响,呈现逐年进步的态势,未来发展前景较好。基金可持续能力、人均可支配收入是影响利用效率的重要因素。根据分析结果提出政策建议:因地制宜加强基金利用效率;保障并增强基金可持续能力;多措并举提升居民参保意愿。

This paper selects the data of basic endowment insurance for urban and rural residents of 31 provincial administrative regions in China's Mainland from 2013 to 2019,and uses DEA-Tobit model to evaluate the utilization efficiency of the insurance funds.The results show that the utilization efficiency of the funds is generally not high,but it shows a trend of progress year by year with the influence of technology advancement,indicating a good development prospect.Fund sustainability and per capita disposable income are important factors affecting the utilization efficiency.According to the analysis,the following policy suggestions are put forward:to promote the fund utilization efficiency according to local conditionsm,ensure and enhance the sustainability of the funds,and increase people's willingness to be insured by taking multiple measures.