摘要
鞍山市民营企业尤其是中小企业融资难问题由来已久,原因来自企业自身和银行等金融机构两方面,但其根本是鞍山市绝大部分民营企业信用能力不足,无法满足各种资金供给方的约束条件。建议依托鞍山市金融信息综合服务平台,引进供应链金融和信用违约互换金融模式等先进金融工具,为民营企业增信,使银行对民企敢贷愿贷。
Anshan’s private enterprises,especially small and medium-sized enterprises,have a long history of financing difficulties.The reason comes from both the enterprises themselves and financial institutions such as banks.Ultimately,it is because of the vast majority of private enterprises in our city that have insufficient credit capacity and cannot meet the supply-side requirements.It is recommended that they rely on the Anshan City financial information comprehensive service platform to introduce advanced financial tools such as supply chain finance and credit default swap financial models to increase the credit of private enterprises and enable banks to be willing and dare to lend to private enterprises.
作者
申大方
SHEN Dafang(School of Management,Anshan Normal University,Anshan Liaoning 114007,China)
出处
《鞍山师范学院学报》
2021年第3期43-46,共4页
Journal of Anshan Normal University
基金
鞍山市哲学社会科学立项2020年度重点课题(as20202020)。
关键词
民营企业融资
鞍山市金融信息综合服务平台
供应链金融
信用违约互换
Private enterprise financing
Anshan City financial information comprehensive service platform
Supply chain finance
Credit default swap