我国金融控股公司的现状及发展趋势

The Current Situation and Development Trend of Financial Holding Companies in China

近年来,我国金融业蓬勃发展,大量金融控股公司涌现,对产融结合有不可小觑的贡献,但领域内鱼龙混杂,存在诸多潜在风险。2020年9月13日,央行正式发布《金融控股公司监督管理试行办法》以规范行业。目前,我国有央企、地方以及民营金融控股三大类型,其中金融控股公司盈利情况普遍较好,但仍有许多公司存在较大金融风险。未来,金融控股公司将出现大型企业为主、利用资本市场实现整体上市、简化组织架构和更具自身特点地促进产融结合等四个发展趋势。

In recent years,with the rapid development of China’s financial industry and the emergence of a large number of financial holding companies,China’s financial industry has made great contributions to the integration of industry and finance,but there are many potential risks in the field.On September 13,2020,the people’s Bank of China officially issued the“Trial Measures for the supervision and administration of financial holding companies”to standardize the industry.At present,there are three types of financial holding in China:central enterprises,local enterprises and private enterprises.Among them,financial holding companies are generally profitable,but there are still many companies with large financial risks.In the future,there will be four development trends of financial holding companies,which are mainly large enterprises,using the capital market to realize the overall listing,simplifying the organizational structure and promoting the combination of industry and Finance with its own characteristics.