农地经营权流转的农户融资诉求效应研究——基于中国家庭调查数据的实证分析

Research on the Effect of Farmers’Financing Appeal in the Transfer of Rural Land Operation Rights:An Empirical Study Based on the Data of Chinese Rural Household Survey

研究目的:基于农户潜在融资需求与渠道偏好视角研究农村土地经营权流转的农户融资诉求效应。研究方法:二元及排序Logit模型。研究结果:(1)在农户潜在融资需求方面,农村土地经营权流转行为对农户潜在融资需求促进作用明显。流转规模越大,农户潜在融资需求越高;流转合同签订,农村土地经营权流转的稳定性和农地可抵押性增强,农户潜在融资需求越高。(2)在融资渠道偏好方面,流转后农户沿着"非正规渠道—非正规与正规两者兼有—正规渠道"的偏好路径转变,逐步增加对于正规渠道的偏好。流转规模扩大及流转合同的签订会显著提升农户对正规渠道的偏好。研究结论:农村土地经营权流转会引致农户产生融资诉求效应,增加农户潜在融资需求,促使农户融资渠道向正规化转变。

The purpose of this study is to explore the effect of farmers’financing appeal arising from the transfer of rural land operation rights from the perspective of farmers’potential financing needs and channel preference.The methods of binary and sorted Logit model were employed.The results show that:1)in terms of the potential financing needs of farmers,the transfer of rural land operation rights exerts a significant effect on the potential financing needs of farmers.The larger the transfer scale is,the higher the potential financing needs of farmers are.The signing of transfer contracts enhances the stability of the transfer of rural land operation rights and the mortgage capability of rural land enhances,which contribute to the higher potential financing needs of farmers.2)In terms of financing channel preference,farmers have changed their preference path featuring as“informal channels-both informal and formal-formal channels”and gradually increased their preference for formal channels after the transfer.The expansion of transfer scale and the signing of transfer contracts will significantly increase farmers’preference for formal channels.In conclusion,the transfer of rural land operation rights induces the potential financing needs of farmers and promotes the transformation of farmers’financing channels towards formalization.