区块链在钢贸企业供应链金融风险控制中的应用研究

Research on Application of Blockchain in Financial Risk Control ofSupply Chain of Steel Trade Enterprises

传统供应链金融固有的系统性风险不仅威胁金融机构利益,也不利于供应链企业长远发展。文章以钢贸企业为例,系统整理归纳了当前该类行业企业供应链金融中存在的诸多风险形式及其成因。在此基础上,基于区块链技术去中心化、不可篡改和可追溯的优势特征,对将区块链技术嵌入供应链金融对其风险控制的可行性和有效性进行了详细论证,最后分别从政府、金融机构和钢贸企业自身角度就进一步加深加快区块链技术在供应链金融风险控制中的应用提出了针对性可操作建议。

The inherent systemic risk of traditional supply chain finance not only threatens the interests of financial institutions,but also is not conducive to the long-term development of supply chain enterprises.Taking steel trade enterprises as an example,this paper systematically summarizes the risk forms and causes of supply chain finance of these enterprises.On this basis,based on the advantages of decentralization,unforgeability and traceability of blockchain technology,the feasibility and effectiveness of embedding blockchain technology into supply chain finance for risk control are demonstrated in detail.Finally,from the perspective of government,financial institutions and steel trade enterprises,some suggestions on further deepening and accelerating the application of blockchain technology in supply chain finance risk control are put forward.