拥抱支付:开启物联网发展第二曲线

Embracing Payment:Opening the Second Development Curve of Internet of Things

"十三五"以来,我国物联网产业生态得到快速发展。本文从当前物联网各项细分领域所处的发展阶段视角展开,对当前我国物联网发展现状进行具体分析,深入阐述了物联网与实体经济、物联网与金融间的具体联系。在此基础上,本文提出了物联网支付是物联网发展第二曲线的观点,并从物联网支付的定义与特点、物联网支付的应用场景、物联网支付的账户体系、物联网支付的三种支付模式四个维度进行了深入讨论。

Since the 13th five year plan,the industrial ecology of Internet of things in China has developed rapidly,in this paper,from the perspective of the current development stage of the Internet of things,the development status of the Internet of things in China is analyzed,and the specific links between the Internet of things and the real economy,the Internet of things and finance are elaborated.On this basis,this paper puts forward the view that the payment of Internet of things is the second curve of the development of Internet of things,and makes an in-depth discussion from four dimensions:the definition and characteristics of payment of Internet of things,the application scenarios of payment of Internet of things,the account system of payment of Internet of things,and the three payment modes of payment of Internet of things.