我国金融科技发展问题研究

Research on the Development of Fintech in China

当前,全球金融科技已经步入智能化、定制化、普惠化时代,金融与科技的深度融合。新型商业模式、应用程序和金融产品的出现正在实质性地影响金融市场和金融机构及其提供的金融服务。对此,应梳理我国金融科技发展的历程,分析我国金融科技发展的现状及存在的问题,并探讨发展我国金融科技的策略,以推进我国金融科技快速发展。

At present,global financial technology has entered the era of intelligence,customization and inclusive,finance and technolog have made a deep intergration.The emergence of new business models,applications and financial products is substantially affecting financial markets,financial institutions and the financial services they provide.In this regard,we should sort out the development process of fintech in China,analyze the current situation and existing problems of fintech development in China,and discuss the strategy of developing fintech in China,so as to promote the rapid development of fintech in China.