商业银行负债业务与制造业企业数字化转型的合作探讨——基于美的转型案例

Discussion on the Cooperation between Bank’s Debt Bussiness and Costomers Who In the Process of Digital Transformation:Based on Meidi

随着互联网应用逐渐从消费向工业蔓延,数字互联和柔性智能不断走进工业企业,对制造业行业发展产生了深远的影响。本文拟从美的数字化转型案例出发,从家电行业视角切入,简要探讨市场竞争成熟且技术壁垒较小、直接面向消费端的制造业行业核心客户在数字化转型过程中与商业银行负债业务合作的变化和可能。

With the internet application gradually spreading from consumption to industry,digital interconnection and flexible intelligence enter industrial enterprises,which has a profound impact on the development of manufacturing industry.Starting from the case of Mides’s digital transformation,this paper focus on the customer who has small technical barriers and directly face the consumer,we will briefly discusses the changes and possibilities of bank’s debt business with the core customers in the process of digital transformation.